PLANNING T.I.M.E. PROCESS
Our proprietary Planning T.I.M.E. process is designed to help our clients achieve simplicity and security during the second half of their lives. It’s focused on providing you with superior planning experience in the critical areas of your financial life.
TAX PLAN
Goal: To make sure you pay the lowest taxes as allowed by law through the US Tax Code and create tax-free income when possible.
Values/Benefits:
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Assess the taxable nature of your current holdings
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Plan IRA Distributions
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Create strategies to reduce your tax burden
INCOME PLAN
Goal: To create an income plan to ensure that you and your family will have increasing income throughout your retirement.
Values/Benefits:
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Optimize Social Security
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Build Lifetime Pensions
MARKET PLAN
Goal: To eliminate unnecessary risk from your portfolio, while making sure you still have growth through reasonable rates of return.
Values/Benefits:
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Understand the appropriate level of risk needed
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Optimize allocation of portfolio
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Build an investment plan aligned with your goals and values
ESTATE PLAN
Goal: To implement a plan that ensures a smooth transition of your estate to your loved ones and charitable institutions.
Values/Benefits:
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Maximize tax-efficient opportunities as part of your estate plan
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Protect your assets to ensure they are distributed probate-free
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Reduce tax burden on your beneficiaries
